By accessing or using the Services, you agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations. If you do not agree, you may not use the Services. Your continued use of Oionx Pay constitutes your agreement to any modifications.

You must be at least 18 years old or the age of majority in your jurisdiction to use Payer’s services. By using Payer, you represent and warrant that you meet these eligibility requirements.

To use Payer’s services, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account information, including login credentials. You must notify us immediately if you suspect any unauthorized access to your account. We are not liable for any loss or damage arising from unauthorized access.

Payer provides a platform for digital payments, enabling users to send and receive payments, track transaction history, and manage financial activities. You agree to use our services only for lawful purposes and in accordance with these Terms.

• Transaction Processing: Payer facilitates secure transactions, but we are not responsible for third-party service providers or transactions outside our platform.

• Fees: Certain transactions may incur fees. All fees will be disclosed before the transaction is completed.

• Finality of Transactions: Once processed, transactions are final and cannot be undone, except in cases of fraud or technical errors.

You agree not to:

• Use Payer for any illegal or fraudulent activities.

• Attempt to breach the security or infrastructure of our platform.

• Misrepresent your identity or provide false information.

• Engage in activities that could damage, disable, or impair Payer’s operations.

We implement security measures to protect your data. However, no online platform can be 100% secure, and we cannot guarantee that your data will be immune to unauthorized access. You are responsible for keeping your login details secure.

Payer reserves the right to suspend or terminate your access to the platform if you violate these Terms. You may terminate your account by contacting customer support, but you remain liable for any transactions that occurred before termination.

These Terms and Conditions shall be governed and construed in accordance with the laws of the jurisdiction in which Payer operates, without regard to conflict of law provisions.

We may modify these Terms and Conditions from time to time. All changes will be posted on this page, and the effective date will be updated accordingly. By continuing to use our website and services after changes are posted, you agree to the revised terms.

If you have any questions or concerns about your privacy, please contact us at: support@payer.framer.website